Organise your finances. If you require a mortgage to help fund your purchase, please ensure that you consult a bank or mortgage broker. If you require a mortgage and once you have been assessed you should receive a mortgage in principle. This document proves eligibility and put you in a stronger position while searching for your ideal property. Please note that you will need to have at least 5% deposit of the property’s value to get a mortgage.
Find the right property for you 2
Once you have taken into careful consideration your financial situation, you can now start hunting for your ideal property. Browse our Sales Listing to see if we have something within your criteria or send us a message with your details and information on what type of property you are looking for and we will get back to you once we get something
3 Viewing the property
If the property you are interested in is with us, please let us know by sending us notification through our website or contacting our office. We will arrange and accompany you on a constructive viewing at your earliest convenience. Please be advised to view the property you are interested in physically before making an offer.
Making your offer 4
Once you are sure on the property you have viewed, make your offer. Your offer will be communicated with the Seller after you have provided your ID and evidence of your finances.
5 Instruct a solicitor
Upon the Seller’s acceptance of your offer, the next step would be to instruct a conveyancer to take care of all the legal work that is required to complete your purchase. If needed, we are happy to recommend a reliable and experienced conveyancer to do this work for you. We will work with them to get the job done as quickly and efficiently as possible. It is advised within your bests of interests that you purchase a Survey on the property. Your solicitor will advise you which Survey is most suitable for the property. This may help you save a fortune and avoid expensive surprises in the future.
Property Search 6
Your solicitor will carry out a variety of search on the property with the local authority and other parties which may be involved. This is known as conveyancing searches. This part of the selling process will allow you to find out more information about the property such as building and planning applications or permission within the neighbourhood.
7 Exchange
Once you have had a Survey done on the property and the property searches are complete and all parties in the sales chain have agreed to go ahead, both acting lawyers will exchange contracts. At this point, the buyer’s lawyer will confirm the amount of deposit required before exchange and all parties within the chain must agree on an achievable completion date. After contracts have been exchanged, neither party can back out without financial consequence. The amount of deposit required varies depending on the Vendor, however the average deposit required is usually 10% of the purchase price.
Completion 8
your completion date, your solicitor will arrange for all money to be transferred to the Sellers solicitor and all keys to the property are handed over... HAPPY MOVING!
